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Essential questions you need to ask yourself when preparing to buy a property:

  How much can I afford?
When working out how much you can afford to purchase a property remember to budget for stamp duty, solicitor's fees, structural survey, land registry fees, local authority searches, the lender's legal fee, removal costs and any immediate works that your surveyor advises. Mortgages are mostly based on between two and three times your salary. We can also offer mortgage advice, so speak to one of our financial advisers today.

  When should I sell my house?
To put yourself in the best position to ensure you get your dream property, you should always put your house on the market as soon as possible. Once you have accepted an offer, you then know exactly how much you have to spend on your new house.

  Finding the ideal property?
View as many properties as you can, this will put you in the best position to choose the property that is right for you. Make a checklist of good & bad points of each property and book a second viewing if you are interested in a particular property. Utilise your lunch hours, or weekends to make appointments.

  Putting in an offer?
If a property has not been on the market for long and you feel that you have found the perfect property consider an offer of the full asking price. This will ensure that you will be taken seriously and reduce the risk of another party stepping in.