you need to ask yourself when preparing to buy a property:
How much can I afford?
When working out how much you can afford to purchase a
property remember to budget for stamp duty, solicitor's
fees, structural survey, land registry fees, local
searches, the lender's
legal fee, removal costs and
any immediate works that your surveyor advises. Mortgages
are mostly based on between two and three times your
salary. We can also offer
so speak to one of our financial advisers today.
When should I sell my house?
To put yourself in the best position to ensure you get your dream property, you
should always put your house on the market as soon as possible. Once you have
accepted an offer, you then know exactly how much you have to spend on your
Finding the ideal property?
View as many properties as you can, this will put you in the best position to
choose the property that is right for you. Make a checklist of good & bad points
of each property and book a second viewing if you are interested in a particular
property. Utilise your lunch hours, or weekends to make appointments.
Putting in an offer?
If a property has not been on the market for long and you feel that you have
found the perfect property consider an offer of the full asking price. This
will ensure that you will be taken seriously and reduce the risk of another
party stepping in.